✓Quick Takeaways
- OnlyFans takes 20% — on $5K/month that's $12,000/year. Alternatives range from 0% (Exclu) to 40% (SextPanther).
- Fansly is the closest OF clone with chargeback protection, but its discovery feed (FYP) is declining fast.
- Lower fees don't always mean more money — OF's 200M+ user base converts better than smaller platforms.
- The smartest move for most creators: stay on OF as your main platform, add one backup for safety.
- Patreon (5-12%) and Ko-fi (0-5%) work for SFW creators who don't need adult-specific features.
- Commission math matters more than percentages — we break down exact dollar amounts at $1K, $5K, and $10K/month.
OnlyFans takes 20% of everything you earn. On $5,000 a month, that's $1,000 gone — $12,000 a year — straight to the platform. And that's just the money part. Creators deal with video compression that kills quality, zero built-in discovery, payout delays, and content policies that shift without warning. The 2021 near-ban proved nobody's account is guaranteed. So yeah, every OnlyFans alternative out there promises something better. But here's what I'll tell you upfront: most creators should stay on OnlyFans. The audience is massive, the conversion rates are unmatched, and switching platforms rarely fixes the real problem. I've watched creators chase lower fees and end up making less money. This guide covers every alternative worth knowing — with real commission math, honest pros and cons, and the actual strategy that works. Spoiler: it's not "leave OnlyFans."
Every OnlyFans Alternative at a Glance
Before we dig into each platform, here's the full picture. This table covers commission rates, payout speed, and what each platform does best — so you can skip straight to the ones that matter for your situation.
OnlyFans charges 20% — same as Fansly and most alternatives. But OF has 200M+ registered users. No other platform comes close. Commission rates only matter if the audience is there to pay you.
| Platform | Commission | You Keep | Payout Speed | Best For |
|---|---|---|---|---|
| Fansly | 20% | 80% | 1-2 business days | OF clone with chargeback protection |
| Fanvue | 15-20% | 80-85% | 7 days or less | New creators (15% first 3 months) |
| LoyalFans | 20% | 80% | Twice monthly | Femdom, findom, fetish niches |
| ManyVids | 20-40% | 60-80% | Bimonthly | Clip sales and pre-made content |
| FanCentro | 20% | 80% | Multiple methods | Multi-platform creators |
| JustForFans | 30% | 70% | Twice monthly | LGBTQ+ creators |
| Exclu | 0% | 100% | Instant (Stripe) | DM-based selling, zero fees |
| Patreon | 5-12% | 88-95% | Monthly | SFW creators and podcasters |
| Ko-fi | 0-5% | 95-100% | Instant (Stripe) | Tips and donations (SFW) |
| MYM | 10-25% | 75-90% | Monthly | European creators |
| SextPanther | ~40% | ~60% | Varies | Live sexting and video calls |
| Clips4Sale | 25-40% | 60-75% | Twice monthly | Fetish clip marketplace |
Commission rates and payout details as of early 2025. Rates may change — always verify on the platform.
Fansly — The Closest Thing to OnlyFans
If you want something that looks and works almost exactly like OF, Fansly is it. Same 20% commission, similar interface, and most of the same features. The two big differences: Fansly offers chargeback protection (OF doesn't), and Fansly has a discovery feed called FYP. But here's the reality check. One creator on Reddit shared their numbers: $50K+/month on OnlyFans, $2K on Fansly. Same content. Same promotion. The audience just doesn't cross over the way you'd expect. Another creator split their promo 50/50 and still made nearly double on OF. Fansly's FYP used to be a free traffic machine — creators reported making $5K-$10K monthly from discovery alone. That's dried up. One creator put it bluntly: only about 6% of their subs came from FYP. The rest? Same old promotion grind, just on a smaller platform. Fansly does let you set subscription prices up to $499.99/month (OF caps at $49.99). And chargeback protection is a real advantage — OF leaves you exposed. But those perks don't outweigh the audience gap for most creators. Use Fansly as your backup, not your main. For a full side-by-side breakdown, see our Fansly vs OnlyFans comparison.
“I split my promo between OF and Fansly. Made $667 on OF, $1,250 on Fansly that month. But I was actively sending people to Fansly. Without promotion, I'd make $0 there.”
— Reddit creator, r/CreatorsAdvice
✓Pros
- Chargeback protection — OF doesn't offer this
- Tiered subscriptions let you create multiple price levels
- Higher subscription cap ($499.99 vs OF's $49.99)
- 1-2 day payouts (faster than OF's 3-5 days)
- Geo-blocking and watermarking built in
✕Cons
- FYP discovery is declining — don't count on free traffic
- Smaller audience than OF (28.5M monthly visits vs OF's 200M+)
- Most subs won't follow you from OF unless you push hard
- Same 20% commission as OnlyFans
Fanvue — Best Deal for New Creators
Fanvue charges just 15% for your first three months, then bumps to 20%. For a new creator testing alternatives, that's a solid window to build without losing as much to fees. The platform is UK-based and growing fast. They've added AI-powered tools for content suggestions and analytics, which none of the older platforms offer. The interface is clean, modern, and clearly built by people who studied what OF gets wrong. The catch? Smaller audience than both OF and Fansly. You won't get organic discovery here — you're bringing your own traffic, same as everywhere else.
✓Pros
- 15% commission for first 3 months (lowest introductory rate)
- AI-powered analytics and content suggestions
- Modern interface — less clunky than older platforms
- Growing creator community
✕Cons
- Bumps to 20% after 3 months (same as OF)
- Small audience — zero organic discovery
- Newer platform, still proving reliability
- Fewer payment options than established platforms
LoyalFans — Built for Fetish and Findom Creators
If your niche is femdom, findom, or fetish content, LoyalFans is where your buyers already hang out. The platform has built-in search and keyword tagging that helps fans find creators by kink — something OF completely lacks. LoyalFans also offers audio DMs, which is a feature most platforms skip. For creators who sell voice content or custom audio, that's a real differentiator. Reddit creators consistently recommend LoyalFans specifically for fetish niches. One comment with 11 upvotes called it the go-to for findom. But for mainstream adult content? You're better off on Fansly or OF.
✓Pros
- Discovery tools with keyword tagging by niche/kink
- Audio DMs for voice-based content selling
- 20% commission (same as OF)
- Strong fetish/findom buyer community
✕Cons
- Niche-specific — not great for mainstream content
- Twice-monthly payouts (slower than OF or Fansly)
- $50 minimum payout
- Smaller overall user base
ManyVids — Best for Clip Sales
ManyVids works differently from subscription platforms. It's a marketplace — think Amazon for adult clips. You upload videos, set prices, and buyers find you through search and categories. The commission structure is complicated. You keep 80% on subscriptions and tips, but only 60% on clip sales and store items. That 40% cut on clips stings, but ManyVids has an established buyer base that actively searches for content. Some creators make thousands monthly from clips alone without any external promotion. ManyVids also runs contests with cash prizes and features top creators on their homepage. If you produce a lot of pre-made content — especially in popular fetish categories — this platform has built-in demand.
✓Pros
- Built-in buyer traffic — people search ManyVids to buy
- Marketplace model means less promotion needed
- Contests and homepage features boost visibility
- Good for pre-made clip libraries
✕Cons
- 40% commission on clip sales (highest on this list)
- Complex commission tiers depending on content type
- Bimonthly payouts with $50 minimum
- Interface feels dated compared to newer platforms
FanCentro — For Creators on Multiple Platforms
FanCentro is built for creators who are already active across Instagram, Twitter, and other social platforms. Their link-in-bio tool and affiliate program let you funnel followers from everywhere into one subscription page. The 20% commission matches OF, and their multi-platform integration is genuinely useful if you're juggling several social accounts. They also let your fans become affiliates — meaning your subscribers can earn a cut for bringing in new subs. The downside? FanCentro doesn't have the brand recognition of OF or Fansly. Most fans won't know what it is, which means more explaining and more friction at the signup step.
✓Pros
- Link-in-bio tools for social media integration
- Fan affiliate program (subscribers recruit new subs)
- 20% commission (matches OF)
- Good for creators with large social followings
✕Cons
- Low brand recognition — fans may not trust it initially
- No built-in discovery or search
- Smaller creator community for support
- Payout details vary by method
JustForFans — The LGBTQ+ Platform
Founded by adult industry veteran Dominic Ford, JustForFans carved out a clear niche: LGBTQ+ creators and their audience. If that's your market, JFF has the community and the buyer intent. The big downside is the 30% commission — the highest among subscription platforms on this list. That's 10 percentage points more than OF. On $5,000 in monthly revenue, you'd keep $3,500 on JFF versus $4,000 on OF. That $500/month difference adds up to $6,000 a year. Still, some LGBTQ+ creators prefer JFF because the audience is concentrated and engaged. Less time promoting, more direct sales — if the math works for your earnings level.
✓Pros
- Dedicated LGBTQ+ community with engaged buyers
- Founded by someone in the adult industry (understands creators)
- Niche audience means less competition for attention
✕Cons
- 30% commission — highest subscription platform fee
- Twice-monthly payouts with $50 minimum
- Smaller than OF or Fansly overall
- Less feature development than newer platforms
Exclu — Zero Commission, Seriously
Exclu charges 0% commission. You keep everything you earn. How? They don't process payments themselves. You connect your own Stripe account, and Stripe's standard processing fees (around 2.9% + 30 cents per transaction) are the only cost. No platform cut on top. The trade-off is that Exclu is bare-bones. No discovery, no marketplace, no fancy features. It's built for DM-based selling — you send pay links directly to fans, they pay through Stripe, done. One Reddit creator called it a "game changer" for direct sales. If you already have an audience and mostly sell through DMs and custom content, Exclu lets you keep the most money. But if you need a subscription page, discovery features, or any kind of built-in traffic, look elsewhere.
✓Pros
- 0% platform commission — you keep 100%
- Instant Stripe payouts with no minimum
- Simple DM-based selling model
- No subscription lock-in for fans
✕Cons
- No discovery, search, or marketplace features
- No subscription page — DM selling only
- You handle your own payment disputes
- Zero brand recognition with fans
SFW Alternatives: Patreon and Ko-fi
Not every creator sells adult content. If you're building a brand around fitness, art, music, education, or any SFW niche, these two platforms offer much lower fees and mainstream credibility.
Patreon and Ko-fi both ban adult content. If you post anything NSFW, your account gets terminated and your earnings may be held. These are SFW-only options.
| Feature | Patreon | Ko-fi |
|---|---|---|
| Commission | 5-12% (tier-based) | 0% on tips, 5% on premium |
| Content Type | SFW only (strict) | SFW only |
| Subscription Model | Tiered memberships | Memberships + one-time support |
| Payouts | Monthly | Instant via Stripe |
| Audience Size | 250K+ active creators | Smaller but growing |
| Best For | Podcasters, artists, educators | Small creators, tip-based income |
Both platforms prohibit adult content. Do not try to sell NSFW here — you'll get banned.
More Platforms Worth Knowing
These platforms didn't make the main list, but they serve specific use cases. If one matches your situation, it could be worth a look. One platform you'll sometimes see recommended is Scrile Connect. It charges a flat $500/month fee instead of a percentage — meaning you keep 100% of earnings. But you need to be making well over $2,500/month for that math to beat a 20% commission. For most creators, it's overkill. For a broader look at where to sell content online, we cover additional platforms and strategies.
| Platform | Commission | What It Does | Best For |
|---|---|---|---|
| MYM (Meet Your Model) | 10-25% | French-based, media sales + subs | European creators |
| SextPanther | ~40% | Live sexting and video calls | Supplemental income from calls |
| Clips4Sale | 25-40% | Fetish clip marketplace (been around forever) | Fetish clip creators with big libraries |
| Slushy | Varies | Growing alternative to Fansly | Creators leaving Fansly |
| Unfiltrd | Varies | Newer platform, positive early reviews | Early adopters |
| SoSpoilt | 10% | 90% payout, UK-focused | UK-based creators |
| Scrile Connect | $500/mo flat fee | White-label — build your own site | High earners who want full control |
Rates and features change frequently. Always verify directly with the platform before signing up.
The Real Commission Math
Percentages hide the real impact. Here's what each platform actually costs you in dollars — because $200/month and $2,000/month feel very different. The numbers above assume your audience follows you. In reality, most creators report that only 10-30% of their OF subscribers convert to a second platform. So a "cheaper" platform might earn you less total if the audience doesn't come. For more context on realistic earnings across platforms, check our OnlyFans earnings breakdown. And if payout speed matters to you (it should), our payout methods guide covers the details.
These numbers assume your audience follows you — and most won't. Creators report only 10-30% of OF subscribers convert to a second platform. A creator earning $50K/month on OF tried Fansly and made $2K. Lower fees mean nothing if your fans stay on OnlyFans.
| Monthly Revenue | OnlyFans (20%) | Fansly (20%) | Fanvue (15%)* | JustForFans (30%) | Exclu (0%) |
|---|---|---|---|---|---|
| $1,000 | You lose $200 | You lose $200 | You lose $150 | You lose $300 | You lose ~$29 |
| $5,000 | You lose $1,000 | You lose $1,000 | You lose $750 | You lose $1,500 | You lose ~$145 |
| $10,000 | You lose $2,000 | You lose $2,000 | You lose $1,500 | You lose $3,000 | You lose ~$290 |
| $25,000 | You lose $5,000 | You lose $5,000 | You lose $3,750 | You lose $7,500 | You lose ~$725 |
*Fanvue's 15% rate applies to first 3 months only, then increases to 20%. Exclu fees are Stripe processing only (~2.9%).
lost per year to OF fees on $5K/month earnings
20% of $60K annual revenue
extra lost yearly on JFF vs OF at $5K/month
30% vs 20% commission difference
platform fees on Exclu (Stripe processing only)
Exclu's 0% commission model
Should You Actually Leave OnlyFans?
I'm going to be straight with you: for most creators, the answer is no. OnlyFans has 200+ million registered users. That's an audience no alternative comes close to matching. The 20% fee is the price of access to that audience — and for most creators, it's worth paying. I've seen creators chase lower fees on smaller platforms and end up making less money total. The math only works if your fans actually follow you. And in most cases, they don't. One creator on Reddit shared: they made $50K+/month on OF and $2K on Fansly. Same content. Same promotion. Different audience behavior. If you're just getting started, don't overcomplicate it. Pick OnlyFans, learn how it works, and build your audience. Check our starter guide for the full setup process. Once you're earning consistently, then consider adding a second platform. The biggest mistake I see? Creators splitting their energy across three or four platforms before they've figured out one. Master one first. Expand later.
The veteran move: keep OnlyFans as your main income source. Add one backup platform (Fansly for most creators). Cross-post everything. If OF ever goes sideways, your backup is already running. That is your safety net.
- Your country is blocked on OnlyFans (some regions can't create accounts)
- Your niche involves content that OF restricts or bans
- You've been hit with chargebacks and need Fansly's chargeback protection
- You already have a large following on a platform that integrates with an alternative
- You want a safety net in case OF changes policies again (multi-platform backup)
Frequently Asked Questions
Summary
Here's the honest take: most creators should stay on OnlyFans as their main platform. The audience is there, the conversion rates are higher, and switching platforms rarely solves the real problem (which is usually promotion, not fees). But having a backup isn't optional anymore. One policy change, one country restriction, one payment processor issue — and your income disappears overnight. Pick one alternative that fits your niche. Set it up. Cross-post your content. That's your safety net. If you're earning $3K+ monthly and want help managing multiple platforms without burning out, talk to our team. We handle the DMs, posting, and strategy — so you just create. For the full breakdown on what you can realistically earn, check our OnlyFans earnings guide and promotion playbook.
